Landlord Insurance

hands holding insurance policy

With all of the investment that has gone into your rental property, it is crutial to carefully insure it. Landlord insurance is a custom policy for a person who rents out a home or property that they own, but do not reside in. Typically, both property and liability insurance are included to help protect you from financial losses. At MI Choice Insurance, our agents are well-versed and dedicated to answering all of your questions and working with a carrier that is going to deliver the best coverage for your needs.

What Does It Cover?

Property protection insurance helps to cover the physical properties related to your rental home. This may cover the dwelling and anything that helps you to maintain the property. This generally includes:

  • Dwelling/Structure: This coverage will help to repair your rental property in case of fire, wind, lightning, or other related losses.
  • Property used to service the home: If you own equipment that assists with the upkeep of your property such as a lawnmower or snow blower, this policy will help to pay for repairs in case of damage.
  • Additonal structures: This can help you to pay for repairs on structures that aren't directly attached to your rental property including garages, fences, sheds, and more.

At MI Choice Insurance, our agents take pride in providing a well-rounded customer experience for each of our clients. To learn more or speak with one of our experienced agents, contact us today!

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Impressive Savings

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Our Discounts

  • Safety Course Discount: Up to 10%
  • Multi-Vehicle Discount: Up to 25%
  • Prior Insurance Discount: Up to 21%
  • Advance Purchase Discount: Up to 10%
  • Paid in Full Discount: Up to 17%
  • Multi-Policy Discount: Up to 20%
  • Safety Equipment/Recovery Devices Discount: Up to 10%
  • Locked Storage/Garaging Discount: Up to 5%
  • Loyalty/Claim Free Renewal Discount: Up to 10%
  • Home Ownership – Up to 25%
  • And More!